What is Business Insurance?

A Business Insurance Plan specifically created for those in business who in the even of death, disability or critical illness, have financial obligations to fulfill. It protects Businesses from financial hardships. The key areas of protection are partnership / shareholder cover, key person cover and debt cover.

Benefits of Business Insurance

At the outset you are assessed for your future insurance requirements (as selected). This means that you immediately acquire the right to increase your insurance cover as your business grows, based on support financial evidence, with no further medical information required. In fact, you have a future line of insurance credit at your disposal.

Most business have difficulty in matching their insurance needs in a changing environment. You will not need to undergo further medical assessment when you increase your cover in the future. Only a financial assessment is required.

Covers can be reviewed anytime within 10 years of the policy commencement or until age 65, whichever comes earlier.

What is covered?

  • Life Cover and Permanent Term
  • Total and Permanent Disability
  • Trauma Cover
  • Key Person Benefit
  • Business Overheads